Check out some available loans that are similar to this one!

Update on Halit

Halit was able to build the irrigation system with the previous loan, thanks to all the financial help from Kiva lenders. His business has been doing very well since then, and now he is back reaching out to lenders in hopes that they will lend to him again.

On a site note, (me, the KC, the writer) I was invited to his house to taste the delicious fresh figs from his plantation and the homemade "Plum Raki":) He literally expressed his gratitude for all the help he received from lenders.

Previous Loan Details

Halit, a sixty-two-year-old married man with seven grown-up children, lives in a little village in Central Albania. It is his first time requesting a loan and he is very grateful to the VFA and KIVA for the opportunity he’s been granted, because this loan will be a great help. Halit owns fou... More from Halit's previous loan »

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 109.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Halit to add some more pipes to the irrigation system he built with the previous loan.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 17, 2013
May 25, 2013
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Halit. It was first posted on Kiva on May, 2012. Learn More