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Khurram is a 34-year-old man. He lives in Pakistan with his wife, three sons and a daughter.

He owns a cosmetics shop in the market. His income is too low to cover their household expenses. Therefore he is planning to expand his business so that he can increase his net income and savings. He has requested a loan from Kiva partner BRAC Pakistan to purchase cosmetic products like lipsticks, facial creams, etc.

With the profit he will first pay back the loan. Khurram's dream is to provide the best and quality education to his children. He wants to thank all the BRAC staff for being so co-operative.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD
A loan of $1,025 helped Khurram to purchase a variety of cosmetic products to sell.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
May 24, 2013
Currency Exchange Loss:
Jun 23, 2013