A loan of $1,325 helped a member to buy organic manure to use as mulch for her banana plants.


Ncucumo Twimukye Group's story

Beatrice has acquired a loan of 500,000 Ugandan Shillings (UGX). She is 32-years-old and is married with four children, all of school-going age. Beatrice is part of a group called Ncucumo Twimukye. She is in her third loan cycle and works in agriculture growing bananas which she uses to feed her family. Beatrice also sells some of the bananas to generate income to pay tuition for her children. Beatrice will use this particular loan to buy organic manure in the form of cow dung, which she will spread in her plantation. This will improve the size of her bananas and also the quality of the plantation, helping to increase her income. She is grateful to her group for being supportive and thanks Kiva for partnering with them. Beatrice hopes to expand her business. One challenge is banana wilt, which has affected production. Beatrice is a hardworking and honest lady. In the photo are the group members. The tenth member is resting this cycle but he has signed the waiver form. The UGAFODE credit officer is standing at the extreme right in a tie.

In this group: Naume, Beatrice, Gaudensia, Hannington, Allen Tabaaro, Jovanis, Happy , Edson, Hanifa
*not pictured


Loan details


Lenders and lending teams



Loan details