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Gladys Group
In this Group: Gladys, Jonathan, Sabaina, Augustina, Lydia
The group is made up of five partners: Gladys, Sabaina, Augustina, Lydia and Jonathan who all reside in Dansoman. They have been a group since 2009 and are doing very well. They sell bread, phones, fried plantain, jeans and provisions, respectively.

Gladys is a 54-year-old bread seller. She is a widow. This has been her work for the past 10 years and is doing very well. Because of her integrity and frankness, all her customers have her at heart. She has been with ID Ghana for the past four years and still loves to be part of the organization. She has taken seven loans and has fully repaid all of them. For her eighth loan, she is requesting GHS 1,000 to help her buy enough flour, sugar, and margarine to bake bread to sell to customers.

The entire group needs a loan of GHS 4,400 to buy more goods to sell to their respective customers in and around the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 15
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gladys Group's $2,225 loan helped a member to buy flour to bake bread to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2013
May 24, 2013
Currency Exchange Loss:
Dec 17, 2013