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Rayziel Jay
Rayziel Jay is married with one child. Rayziel Jay is 25 years old and lives in ZNAC, Tampilisan, Zamboanga del Norte.

Rayziel Jay sells operates her own general store to earn a living and had this business for three years. Each month, she earns PHP 6000 doing this type of work.

She has requested a loan of PHP 3000 to purchase more stock for her general store.

Rayziel Jay has been a new member of PMPC. In the future, Rayziel Jay hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 433
    View loans »
    Philippines Loans Fundraising
  • $69,631,975
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $75 helped Rayziel Jay to purchase more stock for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 9, 2013
May 29, 2013
Currency Exchange Loss:
Dec 17, 2013