This is Jessica, 20, a resident of Intramuros, Manila, Philippines. She is married to Alvin, a vendor, and they have a child. She and her husband manage their household as they both work hard to provide for their everyday expenses.
She sells towels like face towels, bathroom towels and hand towels. Her regular customers are her neighbors and the local community. She earns a minimum of 1,000 Philippine Pesos (PHP) in sales every day.
Jessica is requesting a loan amounting to 10,000 PHP that she will use for buying different towels such as face towels, hand towels and bathroom towels.
She hopes that her business will continue to grow and dreams to have a good life. She meets up with her co-fellowship* members to share stories of her work every week, and this is where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.