Update on PerjolenAs a married parent of five children, Sara works hard to support her family.
She has a buying and selling vegetables business in the Philippines, and also earns additional income from farming vegetables and general store. Sara is borrowing PHP 23000 through NWTF to buy different kind of vegetables to sell for her buying and selling vegetables business.
Sara successfully paid back her previous loan and is now requesting a new loan to further build her buying and selling vegetables and general store.
Sara has been sustaining her business activities through her past 28 loans from NWTF. She hopes that her hard work will help her attain her dream to save enough to buy more farm lands.
Previous Loan DetailsPerjolen is a hardworking entrepreneur who has a general store in the Philippines. She is borrowing PHP 23,000 through NWTF to buy more items like eggs, canned goods, spices, soap, etc., to sell in her general store business. Perjolen has been in this business for 32 years. She earns addit... More from Perjolen's previous loan »
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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