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El lives in the peaceful village of Prey Chor district, Kompong Cham province. She is 46 years old and married with three children. At home, she sells packaged noodle soup to the surrounding people and it has been a supplementary business to her rice farming. From selling activities, she can earn a net profit of USD 5.00 each day and she uses it for food and allowances for her school-aged children. Her aim is to access credit to expand to a vegetable-selling business.

El is applying for a loan of USD 1,500 to buy vegetables to sell. Her extra income from the loan will be added to her savings to expand her farming business. Her future plan is to go far in her businesses and give her children a better quality of life with a good education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 78
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped El to buy vegetables to sell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 9, 2013
May 24, 2013
Currency Exchange Loss:
Mar 17, 2015