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Say is a 44-year-old married woman, who lives with her family of four (her huband, two children, and her younger brother) in Prey Chor district of Kompong Cham province. Say started s farming busines when she was with her parents. Having been in the business for years, Say gained valuable experience which allows her to be a professional in her occupation and maintain fruitful harvest each harvest season. Aside from a farming business, Say works together with her husband to produce granite motars and pestles to earn more income for her family.

Say is requesting a loan of $1,500 USD, which she will use to buy spare parts and equipment for her younger brother's motorbike repair shop. Say believes that this loan will improve his business and increase his profits and will give him the ability to start a new family with a better financial situation.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Say to buy spare parts and equipment for her younger brother's motorbike repair shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 10, 2013
May 24, 2013
Currency Exchange Loss:
Jun 18, 2015