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Guillermo, 63, has made a living in agriculture for several years. His main crop is corn and sesame seeds. When his harvest is ready he stores it in the silos shown in the photograph, then sells it to agencies near his home that buy and sell basic grains.

With the profits from his sales he helps with his family's expenses. He lives in his own house with his wife and four children. When the farming season is over he works as a day laborer on a farm near his house.

He's requesting a loan to be able to buy agricultural inputs such as soil amendments, seeds, and fertilizer to help with planting his crops. This way he'll be able to have better profits and continue helping with the household expenses without any limitations.
View original language description ↓
Guillermo de 63 años de edad, se dedica a la agricultura desde hace varios años, su principal siembra es el maíz y ajonjolí, cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografia para luego comercializarla en agencias de compra-venta de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive en casa propia con su esposa y sus 4 hijos, cuando pasa la temporada agrícola el cliente se dedica a trabajar de jornal en una finca que está cerca de su casa, el está solicitando un crédito para poder comparar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y así poder tener mejores ganancias y seguir ayudando el los gastos de su casa sin ninguna limitación.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 582
    View loans »
    El Salvador Loans Fundraising
  • $31,734,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Guillermo to buy soil amendments, seeds, fertilizer, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2013
May 23, 2013
Currency Exchange Loss:
Jun 19, 2014