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Los Rincones Group
In this Group: Noelia Carolina, Lideth Antonia , Angela
This group consists of three enterprising members. One of them is Lideth, a 35-year-old woman who is in a relationship. She has been selling cheese and curds for seven years. Lideth previously sold fresh fruit. She has two children who are studying, but they help with her business in their spare time. Lideth has been a client of ADIM for 13 years. With the income she generated from her business as a result of acquiring the loans, Lideth has been able to invest in her children’s education. Her products are purchased wholesale in Rama, an area that is on the Atlantic side of the country. She then distributes her goods to the merchants at a market in Masaya. Another achievement to consider is her expansion of products. By widening her variety, she has grown her customer base at the market and her income has increased. Lideth’s loan will be invested in the purchase of cheese in bulk, as well as curds.

Angela is 39 years old and has a grocery business in her home. Noelia is 20 years old and has a business of selling chicken.

View original language description ↓
Grupo formado tres socias empresarias una de ellas es Lideth mujer de 35 años de edad, acompañada, hace 7 años que vende queso y cuajadas anteriormente se dedicaba a vender frutas frescas, tiene dos hijos que estudian en sus tiempos libres le ayudan en el negocio, de ser cliente de la institución tiene 13 años, los logros que a adquirido en los préstamos que le han dado es invertir en la educación de sus hijos, con los ingresos que le genera su negocio. Este producto lo compra al por mayor en el Rama zona atlántica del país y los distribuye a los comerciantes del mercado de Masaya. Considera otro logro es la expansión de su productos a una variedad amplia de clientes en el mercado sus ingresos aumentan. Este crédito lo invertirá en la compra en la compra de queso al por mayor así como las cuajadas. Angela tiene 39 años de edad su negocio es una pulpería en su domicilio y Noelia tiene 20 años de edad y su negocio es la venta de pollo.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Rincones Group's $1,300 loan helped a member to buy cheese and curds in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 24, 2013
Currency Exchange Loss:
Mar 17, 2014