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Tumara is 32 years old and has three children. In order to support her family she raises cattle. She started her farm in 2003 by buying a cow and some sheep with 18,000 som. Due to her diligence Tumara now has four milk cows, ten sheep and two horses and makes 12,000 som (KGS) monthly profits. In order to further develop her business Tumara has turned to micro-finance bank "Bai-Tushum and partners" for a loan of 50,000 som (KGS). She will use this loan to purchase another milk cow. Tumara plans to invest the profits from this loan back into her business so that in the future she will be able to provide her children with a good education.
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Тумаре 32 года, имеет 3 детей. Тумара в качестве основного дохода для своей семьи занимается животноводством, стартовав в 2003 году с покупки коровы и овец на сумму 18,000 сом. Благодаря упорному труду Тумары, на сегодняшний день она имеет 4 дойные коровы, 10 овец и 2 лошади, ее прибыль составляет (KGS) 12,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Тумара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку еще одной дойной коровы. Доходы от кредита Тумара планирует вложить в дальнейшее развитие своего бизнеса, чтобы иметь возможность обучить детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Tumara to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 24, 2013
Currency Exchange Loss:
May 17, 2014