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Emmanuel is 24 years old and single. He sells various goods such as lotions, soap, bananas, Fanta, etc. He has 4 years of experience in this work and operates his business from 6 a.m. to 8 p.m. every day per week except on Sunday.

Emmanuel has requested a loan from Kiva lenders, via Vision Finance Company, to purchase various goods such as lotions, soap, bananas, Fanta, etc. to sell. He plans to use any profits generated from this loan to satisfy his family's basic needs, reinvest in his business, and build his own house.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,255,125
    Funds lent in using Kiva
  • 639.7
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Emmanuel to purchase various goods such as lotions, soap, bananas, Fanta, etc. to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
May 24, 2013
Currency Exchange Loss:
Aug 10, 2015