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Schools are the most important institutes for bringing change in underprivileged community. Here is a story of a man by name Tahir who was deprived basic necessary in his childhood. He studied in a public school and faced many problems throughout his life. He found many problems in his study and found non-conducive environment. Tahir wants to serve his community through quality education. He explained his dream of community oriented school for the deprived children. He said I feel pain for the children who are not going school because of financial barriers. He also shared that he has been punished in his school due to late fee submission and it marked on his heart. He was neglected student and often asked for room cleanliness. At that moment, he decided to open a school for deprived children. He opened his school by the name of “Reliance Grammar Public School” in October 2011. At that time 35 students were enrolled and 3 teachers were hired. Tahir shared that he has no enough income and facilities to run this school within limited resources. Tahir heard about Kashf Foundation Micro finance program and met Kashf staff for school loan purpose. Kashf team briefed him about Kashf School Sarmaya and its procedures. Tahir shared about his mission and vision to the Kashf team members. And discussed if he will get the loan, he can provide many other good opportunities to his learners. He got loan Rs. 100,000/- for computer lab and swings for his school. He said through this loan his school environment will be child friendly and computer skills give them good opportunity. He said, children from low income background will get quality education and become responsible citizen.

Additional Information

More information about this loan

This loan is part of Kashf Foundation's effort to provide financial and technical support to schools catering to low-income students in urban slums. With this credit, entrepreneurs running low-cost private schools can fund the operations of their schools, pay teachers, afford capital expenditures, and improve infrastructure. By funding this loan, you will help improve the quality of teaching methods, curricula and facilities, and increase enrollment and retention rates at schools in Pakistan's slums.

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $17,401,875
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Tahir for computer lab and swings for his school.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 23, 2013
Currency Exchange Loss:
Dec 17, 2014