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Uwezesho Group
In this Group: Salum, Scolastica, Eva, Emelia, Daud, Sefu, Mohamed, Hussein, Msafiri, Mariamu
Salum, who is in his early 20s, is married with a small daughter. He has been running a Genge Duka (neighborhood shop) selling fruits, vegetables and dry foods like sugar, beans, wheat flour, baking flour, salt, etc., in the same shop for six years now. He works from 6 a.m. to midnight daily and is able to make a good monthly profit.

This will be his 4th loan from Tujijenge Tanzania. He used the previous loans to open the side for dry food. Previously he used to sell fruits and vegetables and now he has a Genge Duka. He has managed to pay back all his loans successfully. He used the profit to cover household expenses. He will use this loan to buy more sacks of Irish (white) potatoes. His dream is to one day be able to build his own house.

Salum will share this loan with his loan group "Uwezesho" with ten members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 51
    View loans »
    Tanzania Loans Fundraising
  • $15,709,100
    Funds lent in using Kiva
  • 1,626.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Uwezesho Group's $3,675 loan helped a member to buy more sacks of Irish potatoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 20, 2013
May 24, 2013
Currency Exchange Loss:
Oct 17, 2013