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Update on Zaragul

Zaragul is already in her fourth loan cycle. She is a conscientious and hardworking woman. She is 41 years old, married and has two children. For more than six years, she has bought and sold children's clothing. Zaragul sells her goods at a local market and has loyal customers. She tries to sell high quality goods. Her customers are satisfied with her clothing. She uses her income to provide for the family since she is the sole breadwinner. She plans to increase her working capital but doesn't have enough money to buy inventory. She wants to use a part of the money to make repairs to her home since it is in poor condition. She's asking for 3,000 USD. She awaits your kindness.
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Зарагул кредитуется уже 4 цикл. Она добросовестная и трудолюбивая женщина. Ей 41 года. Она замужем и на воспитании имеет 2 детей. Зарагул имеет свой бизнес и поэтому прежние займы она использовала для развития бизнеса. Зарагул более 6 года занимается купле продажей детской одежды. Зарагул реализует свой товар на местном рынке и имеет своих клиентов. Она старается реализовать высококачественный товар. Ее покупатели довольны ее товарами. Она использует свой доход для содержания семьи, так как она является основной кормилицей семьи. Она планирует увеличить оборотный капитал, но не имеет денег для покупки товара. Она планирует часть денег использовать для ремонта дома, так как ее дом имеет плохое состояние. Она запрашивает займ на сумму 3000 долларов США. Она ждет вашу доброту.

Previous Loan Details

Zaragul loves and cherishes her family. She is bringing up her children, who range from one to 16 years of age. For over five years, Zaragul has been reselling children's clothing and shoes. She stocks up at Korvon, one of the most popular markets in the city of Dushanbe. Lately she realized tha... More from Zaragul's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Tajikistan

  • $2,700
    Average annual income
  • 254
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zaragul to buy clothes to increase working capital and to buy building materials to repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 13, 2013
May 23, 2013
Currency Exchange Loss:
Feb 17, 2014
This photo was used before for a previous loan for Zaragul. It was first posted on Kiva on Jul, 2012. Learn More