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Bendiara Group
In this Group: Amsétou, Emilienne 2°Jumelle, Oumou, Mariam, Kalidjata

Update on Bendiara Group

Hamsetou represents the Bendiara group. She is doing well. She is married and the mother of 4 children. The eldest is 24 years old and the youngest, 15. All of her children go to school and she is also responsible for 7 more people. She sells prepaid charge cards and has been running a secretarial services business (data entry, photocopies) for 12 years. She gets her supplies from the resellers and at the Grand Market. Her customers are men and women.

She would like to buy office supplies (8 reams of paper, 9 batches of folders and 6 boxes of BIC pens). She saves the profits that she earns. She still aims to improve her business, to employ more people and to help her husband with the household expenses.
Mme HAMSETOU représente le groupe BENDIARA. Elle se porte bien. Mariée, elle est mère de 04 enfants. Le plus âgé a 24ans et le moins âgé 15ans. 04 vont à l’école et elle a 07 Personnes à sa charge.
Mme vend des cartes de recharges, gère un secrétariat public (saisie, photocopie) depuis 12ans. Elle s’approvisionne avec les revendeurs et au grand marché. Ses clients sont les hommes et femmes.
Mme veut s’acheter des fournitures de bureau (08carton de rames de papier, 09 lots de chemises et 06 botes de Bic).
Elle épargne ses bénéfices. Elle ambitionne toujours améliorer son activité, employer plus de personnel et aider son mari dans les charges de la famille.

Previous Loan Details

Mrs. Hamsetou is the leader of the BENDIARA group. She is married with four children aged 15 to 24 who all go to school. She is supporting seven people. Mrs. Hamsetou has been selling mobile phone recharge cards and running a secretarial service business (data entry, photocopy) for the past 1... More from Bendiara Group's previous loan »

Additional Information

About Micro Start/AFD

This loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.

Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burkina Faso

  • $1,500
    Average annual income
  • 10
    View loans »
    Burkina Faso Loans Fundraising
  • $2,495,200
    Funds lent in using Kiva
  • 508.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bendiara Group's $1,625 loan helped a member to buy office supplies (8 reams of paper, 9 batches of folders and 6 boxes of BIC pens).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 13, 2013
May 21, 2013
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Bendiara Group. It was first posted on Kiva on Jan, 2013. Learn More