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Sophal is 51 years old. She is married and resides with four children in Kampong Speu Province, Cambodia. She has been selling rope for more than three years, earning approximately 3 USD daily. Sophal's husband runs a cattle business and earns about 5 USD per day. Three of her children are employed. They make an income of 10 USD each day.

In order to improve her family’s livelihood, Sophal is requesting a 400 USD loan to purchase a stud bull to run their crossbreed service. Her loan will help to generate more income to support her family. In the future, Sophal would like to add more capital to expand her business and help her youngest child earn a bachelors degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sophal to purchase a stud bull to run her crossbreed service.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 1, 2013
Currency Exchange Loss:
Aug 23, 2014