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Manuela is applying for a loan of $600 from TRM (Tuba Rai Metin). She is 39 years old. She runs a grocery kiosk in front of her house. She will use the loan to buy books, coffee, sugar, salt, soft drinks, slippers and fish to offer in her store.

She makes good money from her sales, and she plans to apply for a bigger loan in the future.

Manuela lives in a town near a school; her kiosk is located in a strategic place where many people, including students, come to buy grocery items. Manuela is happy with the TRM (Tuba Rai Metin) program, which offers loans to help poor people start and maintain businesses.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 2
    View loans »
    Timor-Leste Loans Fundraising
  • $2,573,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Manuela to buy books, coffee, sugar, salt, soft drinks, slippers and fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 24, 2013
Currency Exchange Loss:
Dec 22, 2013