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Jan is a 39-year-old responsible mother of five children. She lives in Rawalpindi, Pakistan, along with her husband and children. Her husband is a government employee and three of her children are currently studying in schools. Her husband’s income is not enough to meet the household and educational expenses of their children, and they are facing many hurdles in life.

Jan has been helping her husband by operating a clothing sales business in her house for the past three years. She has requested a loan from Kiva’s partner BRAC Pakistan to expand her business. The main purpose of the loan is to buy a variety of clothes at a cheaper rate and then sell them for a profit.

In the future, Jan looks forward to opening a small boutique in the market. She plans to save some of the money from the profits she earns to pay the educational expenses of her children.

Jan is very bright with great vision, and this loan could help her fulfill her dreams. She is very thankful to BRAC Pakistan and Kiva for their support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 252
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jan to purchase a variety of clothes to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 16, 2013
May 24, 2013
Currency Exchange Loss:
Mar 17, 2014