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Jehova Es Mi  Luz Group
In this Group: Miguel Geronimo, Milagro De Los Angeles, Angelica Guissel
Three enterprising members form this group. Angélica, age 22, is one of them. She is married and has one child. She has had a grocery store in her home for nine years. She has been a client of the institution for eight months. She tends to her business herself.

She will use the loan to buy basic goods like rice, beans, sugar, cooking oil, cheese, dairy products, toilet paper, canned juice, juice boxes, salt, beef, chicken, vegetables, costume jewelry, Pampers, firewood, popular over the counter medications, eggs, and Maggi brand soups, etc.

Miguel, age 39, has a business selling vegetables and perishables. Milagro, age 38, has a business selling clothes.
View original language description ↓
Tres socios emprendedores forman este grupo una de ellas es Angélica mujer de 22 años de edad, casada, con un hijo, tiene 9 años de tener una pulpería en su domicilio , de ser cliente de la institución tiene 8 meses, ella misma atiende su negocio el crédito lo invertirá en la compra de granos como arroz, frijoles, azúcar, aceite, queso, productos lácteos, papel higiénicos, jugo de latas, jugo en cajas, sal, carne de res, carne de pollos, vegetales, bisuterías, pampers, productos lácteos, leñas, medicamentos populares, huevo, sopas maggi, etc. Miguel tiene 39 años de edad su negocio es la venta de verduras y perecederos y Milagro tiene 38 años de edad y su negocio es la venta de ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Jehova Es Mi Luz Group's $1,125 loan helped a member to buy basic goods to stock her grocery store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 22, 2013
Currency Exchange Loss:
Oct 17, 2013