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Hector Joel
Hector is 42 years old and lives with his wife and their three children, who are fifteen, six, and two years old. He works selling products crafted from aluminum. He has a large customer base because the products he sells are very high quality and his prices are affordable. The profits he obtains from his sales allow him to cover his household expenses.

Hector is requesting a loan in order to buy more products wholesale, like pots, pans, griddles, etc. so that he can obtain higher profits and give his family more financial stability.
View original language description ↓
hector de 42 años de edad vive con su esposa y sus 3 hijos de 15, 6 y 2 años de edad, se dedica a vender productos artesanales hechos de aluminio tiene mucha clientela pues los productos que el comercia son de muy buena calidad y aprecios accesibles, con las ganancias que obtiene de sus ventas logra cubrir los gastos de su hogar, hector esta solicitando un crédito para podre comprar mas productos por mayor como: cacerolas, ollas, sartenes, comales, etc. para obtener mas ganancias y poderle dar a su familia una mejor estabilidad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Hector Joel to purchase more products wholesale, like pots, pans, griddles, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 10, 2013
May 24, 2013
Currency Exchange Loss:
May 18, 2014