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Maria Elvira
Maria is 47 years old and has been farming for 20 years. Her main crops are corn and beans. On weekends she also sells underwear from her home. She uses the money she makes from selling crops and underwear to cover some of her household expenses. Maria lives with her husband and son. She would like to continue farming but doesn't have enough money to buy seeds, compost, fertilizers, herbicides and tools. For this reason, she is requesting a loan to buy these items. This will allow her to continue working and make more profits so that she can provide her family with a better quality of life.
View original language description ↓
Doña Maria de 47 años de edad se dedica desde hace 20 años a la agricultura su principal siembra es el maíz y el frijol, también se dedica los fines de semana a vender ropa interior en su lugar de residencia, con las ganancias que obtiene de la venta de sus cosechas y con la venta de ropa logra solventar algunos gastos de su hogar, vive con su esposo y su hijo, doña maria quiere seguir trabajando en la agricultura pero no posee de suficiente capital para comprar semillas, abonos, fertilizantes, herbicidas, y herramientas por eso solicita un crédito para poder comprar lo antes mencionado y seguir con su trabajo para obtener mejores ganancias y darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 522
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Maria Elvira to buy seeds, compost, fertilizers, herbicides, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 6, 2013
May 22, 2013
Currency Exchange Loss:
Apr 16, 2014