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Mujeres Del Oratorio Group
In this Group: Sandra Yaneth , Vilma Rosmeri , Elena Susana , Reyna Yasmini , Rocio Natali , Rosario Nicolasa , Dora Hilse , Aracely Noemi , Amalia Susana , Glenda Juliana , Brenda Karina , Ana Mercedes , Sucelly Emperatriz
Last year in a rural area outside Totonicapan, Guatemala, a new Trust Bank, “Mujeres del Oratorio” was formed. The group consists of 13 women who have an average age of 29 years. Their average level of education is five years. The women are engaged in different businesses such as the sale of fruits, vegetables and water. One of the members owns her own bakery and sells bread daily.

Brenda is a 20-year-old member of the Trust Bank. She works with her mother selling tortillas, fruit and water. They have a small storefront in a busy part of town. This works to their advantage, as many in the heavily traveled area patronize their small storefront.

Brenda is an ambitious young woman with a great desire to excel. She multi-tasks each day, getting up early to attend to her business. In the afternoon, she attends the local high school where she is a senior. Brenda looks forward to graduation later this year.

Brenda is currently requesting a loan with Friendship Bridge, which she will use to purchase more products that she can sell in her business. Her earnings will help Brenda meet her own educational needs as well as those of her three siblings! She will work diligently in her business because she realizes how valuable a loan is and how difficult it is to get credit anywhere else. Brenda tells us how fortunate she feels to have this working capital to invest in her business. Her great dream is to finish high school and then go to college. She is well aware of how important an education is and how her future depends on it.

Both Brenda and the other 12 women in the group are very excited to get these loans from Kiva investors and Friendship Bridge for their businesses. They expressed their gratitude to all in every area of the world who are providing this opportunity for them. They look forward to a brighter future for themselves, their families and their community.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 117
    View loans »
    Guatemala Loans Fundraising
  • $11,677,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Del Oratorio Group's $4,275 loan helped a member to purchase inventory of tortillas, fruit and water.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 13, 2013
May 23, 2013
Currency Exchange Loss:
Jul 17, 2014