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Elmer José
Elmer José lives in the city of Managua. He's married and works in the field of maintenance in a business.

Elmer's requesting a loan for medical expenses, to buy medicine and pay for tests because he has been a little sick. This is why he's requesting a Kiva loan.
View original language description ↓
El señor Elmer José habita en la cuidad de Managua desde casado trabaja en el área de mantenimiento de una empresa.

Don Elmer está solicitando un crédito para gastos médicos ,compra de medicamento y pago de exámenes ya que ha estado un poco mal de salud es por esta circunstancia que está solicitando a los inversionistas de kiva un financiamiento

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Elmer José to pay medical expenses.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 2, 2013
Currency Exchange Loss:
Dec 21, 2013