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Tehmine studies at the Yerevan State Musical College named for R. Meliqyan. She is 21 years old and lives with her parents and her sister. Tehmine's father works as a driver. He is the only breadwinner in the family, and the profit he earns is barely enough to make ends meet. Tehmine has applied for this loan to pay for her university tuition. This loan is very important for her, to complete her education, find a good job and be financially stable in life.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Tehmine to pay for her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2013
May 23, 2013
Currency Exchange Loss:
Jun 17, 2014