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Elya is 50 years old. She is married and has one schoolboy, age 12. The source of income for her family is agriculture. She raises livestock and sells milk products. She launched this business by buying one cow with a calf. Thanks to Elya’s hard work, her farm now includes three heads of cattle with their young.

To develop her business further, Elya needs to buy medicine for her animals. There is a risk to her cattle of being consumed by disease. Elya has applied for a loan in the amount of 1,200 AZN to purchase medicine, as well as to buy animal feed with the remaining balance. Elya plans to use her revenues to further increase her livestock. In the future, she plans to provide a decent education for her son.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,891,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Elya to purchase medicine for her livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
May 24, 2013
Currency Exchange Loss:
Jun 17, 2014