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Twimizane Group
In this Group: Fabiola, Bayoya, Celestine, Francoise, Mwatamimwa, Kakule, Keya, Tshikoko, Francoise, Minindi, Kasiwa, Kabaka, Kyanza, Ruvuga, Fify
The client Fify is the counselor of the Twimizame loan group. She is a courageous entrepreneur, aged 38 and mother of seven children. Her husband is a Public Administration officer .

The client sells shoes. She started this business with funds received from her husband. This new loan will be used to buy three bales of worn shoes.

The financial crisis and insecurity are major obstacles to developing her business.

In the future she wants to expand her business, buy a second landplot and ensure her children's education. She thanks Hekima for bringing micro-finance support to women entrepreneurs.
View original language description ↓
La cliente Fify est conseillère du groupe de crédit « Twimizane », entrepreneur courageuse, âgée de 38 ans et mère de 7 enfants. Son conjoint est un fonctionnaire de l’Administration publique. La cliente est vendeuse de souliers. Elle commença cette activité avec le fonds reçu de son mari. Ce nouveau prêt va lui servir d’acheter 3 ballons de souliers usés. La crise financière, l’insécurité sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, acheter une seconde parcelle et scolariser ses enfants. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Twimizane Group's $6,000 loan helped a member buy three bales of worn shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 8, 2013
May 20, 2013
Currency Exchange Loss:
Oct 17, 2013