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A loan of $4,975 helped a member buy coffee from fellow farmers so that he can dry it and sell to the middlemen.

Iraramira Central Group's story

Francis is a 56-year-old married man borrowing with Iraramira Central Group. He has 10 children of his own and two dependents, who he has been looking after, since their parents passed away. All of them are of school-going age. He works daily excluding Sunday in the produce business, primarily trading in coffee. He has borrowed to buy coffee from fellow farmers so that he can dry it and sell to the middlemen. He supplements his income with a small grocery shop he opened for his wife in 2009. They hope to one day have a considerable source of income to be able to supply the coffee factories directly instead of going through the middlemen, thus increasing their profit margins. His major challenge is having enough money to pay tuition for all his children; this has made him to work extra hard to ensure they all go to school. More so, he also has challenges transporting the coffee because he uses a bicycle. He hopes that in the future he will be able to afford a motorcycle to ease this.

In this group: Francis, John Bosco, Allan, John, Patrisi*, Richard, Justus, Emmanuel, James, James Patison, Kurineriyo, Milton
*not pictured

Loan details

Lenders and lending teams

Loan details