A loan of $1,225 helped to pay for recyclable materials needed in her business.


Ma. Elena's story

This is Ma. Elma, 53, a resident of Dasmariñas, Cavite, Philippines. She is married to Joselito, a driver and she is a mother to her children. She, together with her husband, manages their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Ma. Elma operates a junk shop. Trash is not actively segregated in the Philippines, and while waiting for their local dump trucks, people scavenge garbage dumps and trash bags for recyclable materials like metal, copper, plastic, paper and other materials. They sell these to junk shops for a little profit. Junk shops then stack, clean, and gather huge quantities of these materials and sell them back to foundries like factories and others of the like. Her regular customers are her neighbors and the local community. She earns a minimum of Php1,000 in sales every day.

To help her continue operations of her business, she is requesting a Php,50,000 loan. She will be incorporating the loan into her current revolving fund used to buy recyclable materials from collectors. She expects a boost in her business income as she expands her business.

Ma. Elma dreams of having another branch and hopes to have another source of income. She meets up with her co-fellowship members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.



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