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Ma. Welsita
Ma. Welsita is 58 years old and married with two children.

Ma. Welsita works hard to provide for her family. She runs a variety store in the Philippines and requested a PHP 29,000 loan through NWTF to purchase more groceries to sell at her store.

Ma. Welsita has borrowed and paid 17 loans from NWTF prior to this loan. She has been running the variety store for 20 years, and also earns income from selling seafood.

Ma. Welsita aspires to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 312
    View loans »
    Philippines Loans Fundraising
  • $70,604,925
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ma. Welsita to purchase more groceries to sell at her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 7, 2013
May 22, 2013
Currency Exchange Loss:
May 17, 2014