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Emerita is 41 years old and married with two children.

Emerita works hard to provide for her family. She runs a general store in the Philippines and requested a PHP18000 loan through NWTF to purchase additional items to sell like soap, shampoo, noodles, soft drinks, etc..

Emerita has borrowed and repaid 8 loans from NWTF prior to this loan. She has been running the general store for 4 years and also earns an income from buying and selling charcoal and raising pigs.

Emerita aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 546
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Emerita to purchase additional items to sell like soap, shampoo, noodles, soft drinks, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 22, 2013
Currency Exchange Loss:
Oct 17, 2013