James was born in Kaya village, Siaya County, in Western Kneya. He is married with children and is engaged in small-scale retail business. James wants to make a difference in his community and in the town of Siaya by engaging with a community health outreach program run by a local organization. He has also committed to spend most of his free time with a Community Health Worker (CHW) counseling youth on drug abuse and AIDS/HIV prevention. James is happy to own his own motorcycle and is ready to give back to the community the free transport services to CHW. James will also use the income generated from his motorcycle business to support his family. He plans to buy another motorcycle and support more CHWs and other community work in future.
About Motorbank Kenya:
Motorbank Kenya is a microfinance institution that helps motorcycle drivers in Kenya purchase their own bikes, enabling them to make more money and do good in their communities. It is the only organization that specializes in motorcycle loan plans that enable borrowers to make daily, weekly or monthly installment with a reasonable or no deposit option. In addition, the company offers training in entrepreneurship, safe driving, first aid and more.
Aiming to ease transportation challenges faced by health workers in Kenya, Motorbank has developed a loan product called BodAfya, offered to both Community Health Workers (CHWs) and motorcycle taxi drivers that commit to expanding community health outreach in remote areas where hospitals are not accessible due to poor infrastructure and long distances. Kiva lenders’ funds are used to decrease interest rates on this loan product and expand the program’s outreach in more rural communities.
Motorbank joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.