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Here is Naomi, a small-scale businesswoman in Koidu, a city in eastern Sierra Leone. Naomi sells market food – onions, margi (used to give sauce a sweet taste), tomatoes, etc. She has been doing business for many years now. With a loan of 4,000,000 SLL (Sierra Leone leones) she will buy onions, margi seasoning, tomatoes, etc., in bulk to add to her business.

Naomi is married. Her husband is a trader, too; three of her children are attending primary schools, and the other is in secondary school. Out of the daily profits she makes, Naomi is able to take care of her family.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $9,978,950
    Funds lent in using Kiva
  • 4,278.0
    Sierra Leone Leones (SLL) = $1 USD