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Julio Adalberto
Don Julio is 30 years old and lives in his own home with his wife and child. He has been a farmer for several years and his main crops are corn, sorghum, and hog plums. From the sale of his harvested crops, he is able to cover his household expenses.

Don Julio is requesting a loan in order to buy compost, pesticides, herbicides, seeds, and other supplies so that he can continue with planting his crops. This will enable him to generate more income and provide a better life for his wife and child.

View original language description ↓
Don julio de 30 años de edad vive con su esposa y su hijo en casa propia, el se dedica a la agricultura desde hace varios años su principal siembra es el maíz, sorgo y jocote, con las ventas que realiza de sus cosechas logra cubrir los gastos de su hogar, don julio solicita un crédito que le permita comprar abonos, pesticidas, herbicidas, semillas, etc. y poder seguir con sus cosechas para poder obtener mejores ganancias y tener una mejor vida con su esposa y su hijo.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 539
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Julio Adalberto to buy compost, pesticides, herbicides, seeds, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 13, 2013
May 21, 2013
Currency Exchange Loss:
Sep 17, 2013