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Hayk is a young and hardworking farmer from the Syunik region. This region is famous for its severe climate, and locals here are mostly involved in cattle breeding and some in limited land cultivation.

Hayk keeps 100 sheep and cultivates potatoes. He sells his agricultural products locally and works hard to sustain his family of 5: Hayk himself, his wife, his sister and his parents. As the only breadwinner in the family, Haik does his best to breed the sheep and get income.

He has applied for this loan to purchase fertilizer, which is very important for the land cultivation, seeds and to cover fuel costs. This is very important for Hayk to be able to cultivate more fruits and vegetables and increase his income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 160
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hayk to pay for fertilizer and seeds, and to cover fuel costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 3, 2013
May 22, 2013
Currency Exchange Loss:
Jun 17, 2015