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Rigoberto, 53 years old, lives with his wife and their three children in their own home. He has worked in agriculture for many years and it is his main source of income. He grows corn and beans, and with the earnings from his harvest he is able to cover some of his household expenses.

He wants to purchase the necessary supplies for his crops such as compost, fertilizers, seeds, etc... However, since he does not have the necessary funds for this investment, he has decided to request a loan because it is the only way for him to continue his farming. Like all other farmers, he places his trust in agriculture as he possesses no other source of income, and he hopes to overcome and do the best he can with his crops. He hopes to have an abundant harvest which will allow him to continue to put food on the table and repay his loan.
View original language description ↓
Don Rigoberto de 53 años de edad vive con su esposa y sus tres hijos en casa de su propiedad y desde hace muchos años que se dedica a la agricultura la cual es su principal fuente de ingresos, siembra maíz y frijol con lo que gana de sus cosechas logra solventar algunos gastos de su hogar. El quiere comprar los insumos necesarios para sus cosechas como abonos, fertilizantes, semillas, etc. pero dado que no cuenta con los recursos económicos necesarios para dicha inversión ha tomado la decisión de solicitar un crédito ya que solo de esta forma puede continuar su proceso de cultivo. Al igual que todo campesino, deposita su confianza en la agricultura ya que no poseen otra fuente de ingresos y desea superarse haciendo lo mejor que puede en sus cultivos. Espera obtener una cosecha abundante que le permita seguir llevando el pan de cada día a su hogar y cancelar dicho crédito

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 489
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rigoberto to purchase compost, fertilizers, seed, etc...
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 13, 2013
May 21, 2013
Currency Exchange Loss:
Nov 17, 2013