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Mayra, 30, is a humble, very hardworking person living in her own house with her life companion and their two children who are currently attending school. She has had a hardware store for several years and she has much business experience so she states that profits are very good. Mayra is asking for a loan to buy paint, nails, screws, etc. at wholesale to stock the hardware store so that it will generate more profits and she can give her family better quality of life.
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Doña Mayra de 30 años de edad es una persona humilde y muy trabajadora vive en casa propia con su compañero de vida y sus 2 hijos quienes estudian actualmente, tiene un negocio de ferretería la cual posee desde hace varios años, tiene mucha experiencia en el negocio por lo cual manifiesta que las ganancias que le generan son muy buenas, Doña Mayra solicita un crédito para la compra de pinturas, clavos, tornillos, clavos, etc. todo por mayor, y asi pueda surtir su ferretería para que le genera más ganancias y darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy paint, nails, screws, etc. at wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2013
May 21, 2013
Currency Exchange Loss:
Sep 17, 2013