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Jose Adalberto
48-year-old José is a very responsible man when it comes to his family obligations and he always provides his family with the best. José currently lives with his wife and their two children who are 8 and 4 years old. He is a very hard-working man who has always worked cheerfully and enthusiastically. His business is farming and he grows corn and sorghum. José would like to increase his sales and so is requesting a loan with which to buy seeds, manure, fertilizers, pesticides, etc. He would like to be receive the help he has requested as this is his only source of income. It will enable him to continue providing for his family without limitations.
View original language description ↓
Don José de 48 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y sus dos hijos de 8 y 4 años de edad, es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultor siembra maíz y sorgo. Don José desea incrementar sus ventas por eso solicita un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $31,320,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Adalberto to buy seeds, manure, fertilizers, pesticides, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
May 13, 2013
May 21, 2013
Currency Exchange Loss:
Feb 21, 2014