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This client lives with his wife and daughter in their own house. He has his own business selling pies and hotdogs, and sells his products from a cart as he travels to different neighborhoods around his home. He has worked in this business for several years and has a lot of customers due to his affordable prices.

He is requesting this loan to purchase all of the necessary ingredients such as bread, mayonnaise, tomato salsa, avocado, baloney, sausage, etc., so that he can continue to provide the daily bread to sustain his household.
View original language description ↓
El cliente vive con su esposa y su hija en casa propia, el tiene un negocio de venta de tortas y hotdog sus productos los anda un carretón porque trabaja de forma ambúlate en las diferentes colonias que están cerca de su lugar de residencia, tiene varios años de trabajar en esa actividad y tiene mucha clientela pues los vende a precios muy accesible, el cliente solicita un crédito para comprar todos los ingredientes necesarios como: panes, mayonesa, salsa de tomate, aguacates, mortadelas , salchichas, etc. y asi poder seguir llevando el sustento diario a su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to purchase bread, mayonnaise, tomato salsa, avocado, baloney, sausage, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 11, 2013
May 21, 2013
Currency Exchange Loss:
Oct 25, 2013