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The client lives in her own house with her husband and daughter. She has had a business selling milkshakes close to her home for several years. She has a lot of customers because her business is located in a busy area and her prices are very reasonable. The client is requesting a loan so she can buy all the necessary ingredients for making the milkshakes, such as fruit, sugar, milk, and vanilla, as well as glasses, straws, bags, etc. The loan will enable her to continue attending to her customers and to obtain better profits in order to give her family what they need.
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La cliente vive en casa propia con su esposo y su hija, ella tiene un negocio de venta de licuados cerca de su lugar de residencia desde hace varios, tiene mucha clientela pues esta en lugar muy transitado de personas y los da a pecios muy accesibles, la clienta solicita un crédito para comprar todos los ingredientes necesarios para elaborar los licuados como: fruta, azúcar, leche, vainilla, también para comprar: vasos, pajillas, bolsas, etc. y poder seguir atendiendo a su clientela y ella pueda obtener mejores ganancias para darle a su familia lo que necesita.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,785,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped this borrower to purchase fruit, sugar, milk, vanilla, glasses, straws, bags, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 10, 2013
May 20, 2013
Currency Exchange Loss:
Apr 16, 2014