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Caminando Juntos Group
In this Group: Luz Maria, Jeannett Aida, Monica Lourdes, Prudencia, Roy Oliver, Clariza Elizabeth
Mónica’s a 27-year-old mother; she’s separated and has one dependent child. She’s a member of the “Caminando Juntos” (Walking Together) group which has six enterprising members.

Since a very young age, Mónica has been in commerce having started out selling fruit. As time passed and following her mother’s example, she decided to start a business buying and selling cheese. She’s currently doing well in her business because she has regular customers. Later on, her goal is to open a cured meats store. She requested the loan to buy cheese since she has pending orders to fill. Mónica is seated, first on the left, wearing a black jacket.

Mónica as well as the “Caminando Juntos” group are grateful to Kiva lenders for collaborating with their progress.
View original language description ↓
Mónica es una madre de 27 años de edad, separada con 01 hijo dependiente. Ella es integrante del grupo “Caminando Juntos” conformada por 06 socios emprendedores. Desde muy joven Mónica se ha dedicado al comercio, pues se inició en la venta de frutas. Con el trascurso del tiempo y siguiendo el ejemplo de su madre decide emprender el negocio de la compra y venta de queso. Actualmente le va bien en su negocio, pues tiene clientes fijos. Posteriormente tiene como meta instalar su tienda de embutidos. Solicitó el crédito para la compra de quesos, ya que tiene pedidos por entregar. Mónica junto al grupo “Caminando Juntos” agradecen a los prestamistas Kiva por colaborar en su progreso. Mónica se encuentra sentada, es la primera del lado izquierdo y viste chompa color negro.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Caminando Juntos Group's $2,025 loan helped a member to buy cheese.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 15, 2013
May 24, 2013
Currency Exchange Loss:
Oct 17, 2013