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Vang M., 28, is married to Nou Noeun and lives with her young child in Kampong Cham. She works in the fields as a farmer, as she has done for the last 9 years, and makes US$1 each day. Her husband, meanwhile, operates a motortaxi service and typically makes US$2 each day. Rising inflation has made this past year very difficult for many Cambodians and the rural areas have been struggling the most. Vang M. would like to see her income increased and her standard of living improved, but she has lacked the capital to expand her farming business. She has asked for a loan of US$150 to hire a cow to plow her farmland. This will increase the quality and quantity of her harvest this year and can give her an opportunity to increase her income.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,469,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Vang hire cow to plow farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 14, 2008
Jul 31, 2008
Currency Exchange Loss:
Mar 15, 2010