Carmen, age 38, is married and has one child. She lives with her husband and child in Chimbo in the Bolívar province.
Carmen sells dried grains. She is requesting the loan to buy a washer. With the help of the loan, she will be able to buy what she needs for her house in order to wash the clothes. She will make her purchases in the city of Guaranda. The challenges she faces are struggling against any problems.
In her free time she likes to get together with the family.
CARMEN tiene 38 años de edad es casada tiene un hijo, vive con el esposo y el hijo en Chimbo Provincia de Bolívar.
Carmen se dedica al comercio de granos secos. Solicita el crédito para comprar una lavadora. Con la ayuda del crédtito podra comprar lo que le hace falta en la casa para lavar la ropa. Las compras las realizará en la ciudad de Guaranda. Los desafíos a los que s e enfrenta es luchar contra cualquier problema.
En el tiempo libre le gusta reunirce con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!