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The client lives with her son and her husband in their own home. She is a determined and responsible woman, so that her family does not lack what is necessary for survival.

She currently works selling fruit near her place of residence. She has had a lot of customers for several years because she is a very friendly person when she is waiting on her customers.

The client wishes to expand her stall, that is, to buy tables, chairs, fruit such as mangos, watermelon, etc., soft drinks and water, so that she can have a little more income, but she does not have sufficient revenue for this investment. This is why she is applying for a loan to buy the aforementioned, and thus to earn more in order to give her family what is necessary without any limitation.
View original language description ↓
La clienta vive con su hijo y su esposo en casa propia, es una mujer luchadora y responsable para que a su familia no le falte lo necesario para la subsistencia. Actualmente trabaja vendiendo fruta cerca de su lugar de residencia desde hace varios años tiene mucha clientela pues es una persona amable a la hora de atender al cliente, la clienta desea ampliar su puesto es decir comprar mesas, sillas, fruta como: mangos, sandias,etc. refrescos y agua y asi poder tener un poco de mas entrada económicamente, pero no cuenta con los suficientes ingresos para esta inversión, es por eso que solicita un crédito para comprar lo dicho; y asi obtener mejores ganancias para darle a su familia lo necesario sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 676
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy chairs, tables, fruits, vegetables, soft drinks and water, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 8, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2015