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Jose Luis
Jose is 33 years old, single, and has no children. He lives with his parents in their house in Chimbo, Bolivar province.

Jose makes traditional sweets, including snacks, nougats, and sweet popcorn. He is requesting a loan to buy sugar, paper, brown sugar loafs, a hundred-weight of popcorn, and a cylinder of gas. With the help of the loan, he will be able to purchase everything necessary to be able to work. His dream is to have the capital to continue working and to buy all necessary things without any problems.

Jose likes to spend his spare time with his family.
View original language description ↓
JOSE tiene 33 años de edad es soltero no tiene hijos, vive con en casa de los padres junto a ellos e Chimbo provincia de Bolívar.

José se dedica a realizar dulces tradicionales cómo colaciones, turrones, canguil de dulce. Solicita el crédito para comprar azúcar, papel, panela, un quintal de canguil, un cilindro de gas. Con la ayuda del crédito podrá comprar lo necesario para poder trabajar. El sueño es tener un capital para trabajar y comprar las cosas que necesaita sin ningún problema.
En el tiempo libre le gusta compartir con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Luis to buy sugar, paper, brown sugar loaves, and a hundred-weight of popcorn for making sweets to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
May 20, 2013
Currency Exchange Loss:
Jul 17, 2014