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Besnart works very hard to support her family. She lives in Lusaka's Chawama compound with her father, her five children and five dependents. She runs a container, which deals in selling of Coca-Cola products in her community. She runs the business with her father.
Besnart says she loves running the business because it is a good way for her to provide for her family. She is taking out a Kiva loan so that she can purchase 238 crates of soft drinks to increase her stock levels.
Besnart is hopeful that the loan will help her grow her business, as it has been stagnant for a long time. Besnart says her business has not grown very much from the time she started because she has never had the money to inject into the business. She is grateful for the opportunity to be on Kiva.
Besnart would like to open another outlet one day.

Additional Information

More information about this loan

This loan is part of Zoona's effort to provide working capital to micro-distributors in Zambia. Passionate about helping businesses grow by combining financing and electronic payment technology, Zoona provides loans to incentivize people to switch from cash to mobile payments, increase their stock levels, and open new mobile money outlets. The micro-distributors who receive these loans have been unable to access affordable credit from commercial banks. With Zoona, they can make sustainable income while increasing mobile money adoption in rural Zambia.

About Zoona:

Zoona is a mobile money operator that invests in emerging entrepreneurs in Africa who provide underserved communities with financial inclusion. Zoona offers entrepreneurs an opportunity to build their own businesses and create wealth and employment through mobile payment solutions, financial services, business management tools and support. Kiva loans made through Zoona provide mobile banking service agents with funding for fixed asset purchases, setup expenses, and working capital float to ensure resources to manage cash in/out transaction requests.

About Zambia

  • $4,100
    Average annual income
  • 4
    View loans »
    Zambia Loans Fundraising
  • $1,284,550
    Funds lent in using Kiva
  • 5.3
    Zambia Kwacha (ZMW) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,825 helped Besnart to order more crates of soft drinks so that she can increase her stock.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
May 26, 2013
Currency Exchange Loss:
Aug 17, 2014