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Gulam- Fiza
Ms Gulam- Fiza is a 35-year-old married woman and a mother of seven children. Five years ago, she started a beauty parlor business at the corner of her house. She offers many facilities to her customers such as makeup, hair styling, and facials. By providing her best services, she has become very famous on her street and makes enough to meet the household expenditures. She has gradually improved her business with the support of Kashf Foundation. Currently, she requested a loan of Rs.30,000 to buy skin care products, bleaching and whitening creams, and packs of hair rollers. In this way, she will be able to deal to more customers time after time. She expects a boost in her earnings and dreams to expand her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gulam- Fiza to buy skin care products, bleaching and whitening creams, and packs of hair rollers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 21, 2013
Currency Exchange Loss:
Jun 17, 2014