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Ms. Ghazala is a 42-year-old married woman and mother of seven children. She had a difficult time after her husband's business failure, so she decided to work to initiate her own business to support her family for a better future.

Twenty-five years ago, she began a business of football manufacturing in her house. Over time, she has become famous in her town for providing good quality footballs and earns enough to bear the expenses of her family members. Ghazala is a motivated mother and liable to provide them with good quality food, education and clothing.

For the improvement of her business, she contacted a Kashf Foundation business development officer for a loan of 25,000 Pakistan rupees. The amount will be used to purchase rubber bladders and leather covers with spools of threads in a large quantity to cater to more customers without delay. She is hopeful to get an increase in her sales, which will ultimately help in increasing her income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ghazala to purchase rubber bladders and leather covers with spools of threads to manufacture footballs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2013
May 21, 2013
Currency Exchange Loss:
Jun 17, 2014