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Ammar Group
In this Group: Souheir , Zeina, Houeida
Souheir is the featured borrower of Ammar's group. She joined the other group members to apply for a loan from Kiva's partner Al Majmoua because they have always been neighbors and friends.

Souheir is a 47-year-old married woman and mother of four children. She has been working in selling bed shields, pillows, and blankets for two years. Her business is developing well. She is applying for a loan from Kiva's partner Al Majmoua in order to increase her products' diversity with a special summer collection. She is pictured in the middle.

Zeina is a 38-year-old single woman who has been employed in a call center since 2008. The requested loan will help her buy a laptop which she will use to start an extra printing business, which will provide her with extra income. She is the one on the left.

Houeida is a 44-year-old single woman who plans to buy a television for her parents' house with the requested loan.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 41
    View loans »
    Lebanon Loans Fundraising
  • $19,500,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ammar Group's $1,200 loan helped a member to increase her stock of bedding merchandise with a special summer collection.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 21, 2013
Currency Exchange Loss:
Apr 16, 2014